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Regulatory Reference
Real Estate Federal (US) high

Fair Housing Act — Regulatory Reference

Anti-discrimination in AI-driven housing decisions — model risk management, adverse action notice, and agent audit trail required.

Key Provisions
  • 42 USC §§ 3601–3631 — prohibitions on discrimination based on protected classes
  • Disparate treatment and disparate impact theories
  • 2024 HUD guidance on application of FHA to AI-driven housing decisions
  • Tenant screening AI scrutiny under recent enforcement actions
How AutoPIL Enforces It
  • Agent registry + policy YAML constitutes the documented model risk management framework
  • Audit chain provides per-decision evidence for disparate impact testing
  • Adverse action notice generation supported by access history
Policy EngineAudit LogSensitivity LabelsAgent RegistryAlert Rules
AutoPIL Policy IDs
RE-FHA-DT-001Disparate Treatment Boundary
RE-FHA-DI-001Disparate Impact Audit Support
Official Sources
https://www.hud.gov/program_offices/fair_housing_equal_opp/fair_housing_act_overviewhttps://www.hud.gov/sites/dfiles/PA/documents/HUD_OGCGuidAppFHActAlgorithm.pdf

This page is a working reference and not a substitute for qualified legal review. Verify against official sources before use in compliance artifacts.

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